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Withthefactthatourcountrynationaleconomycontinuingfor,developingspeedily,resident"sinvestmentwishandmoderntimestheconceptmanagingmoneymattersstrengthens,thefinanceservesneeddiversifyingalsogradually,individualdevelopmentofthebusinessmanagingmoneymattersbecomescommercialbankbusinessopeningupapriorityofexhibition.Commercialbankindividualthebusinessmanagingmoneymattersislowonerisk,lowcost,highavailscentrebusinessnewanddeveloping,notonlybeingabletoincreasethebankcentrebusinessinvisibleincome,drivebankretailbusinessentiretytodevelop,canbringlargeamountofcapitaldepositinforeigncurrencyfundprecipitayiontolargeamountofcapitaldepositinforeigncurrencyfundprecipitayioncommercialbankand.Fortheoveralldevelopmentstrategyrealizingourcountrycommercialbank,acceleratedevelopmentofretailbusiness,havecertainlyneedingbusinesscurrentsituationmanagingmoneymatterstoourcountrycommercialbankindividualanddevelopinginvestigationanddiscussionandanalysisbeinginprogress.Thethesisisthreethefollowingpartstogethermark:First,businessdevelopsthetrajectoryretrospectowingtothatthecommercialbankindividualmanagesmoneymatters,historyandcurrentsituationthatthebusinesshavingintroducedthatourcountrycommercialbankindividualmanagesmoneymattersdevelops;Secondly,twoaspecthassetforththeproblemthatourcountrycommercialbankindividualthereexistsinbusinesspresentstagemanagingmoneymattersfromtheoutsideenvironmentandbankinsidesystem,thedefectincludinglawsandstatutes,financialpolicy,marketplaceenvironmentandpersonalcreditsystem,thecommercialbankdeficiencyandinthefieldoftechnologysystemandtheprofessional;Businesshaveproblemmanagingmoneymattersfinally,specificallyforourcountrycommercialbankindividual,aspectsuchasimprovingandperfectingfromlegalsystem,thefinancialpolicychanging,thetargetmarketsubdividing,systematicFOAKoftechnologyandprofessional"sculturehassubmittedcorrespondingcountermeasuresuggestion.